Responsible Single: Own a Car

I bought my first car when I was 18!  I had to let go of it this past summer when I bought a new one and I miss it.  But oh well.  Going in hand with my last post on learning to drive, I'm also glad I own a car.  Knowing how to drive breaks down barriers in life, and having a car breaks down even more.  It took a couple years of saving for me, almost two years of driving my parents' minivan, and often getting rides to work, but the sense of accomplishment when I drove my Mazda home for the first time was great!

Not only does owning a car break down a lot of barriers in life, it's also a great way to learn responsibility.  So far, cars have been my biggest investment and it's a continuous investment.  A car is something you have to save for, then when you buy it, you may be either broke or have regular payments if you finance.  Then there's the insurance company to pay, fuel to put in the tank, maintenance, repairs, buy new tires for the winter, etc.  It sucks a lot of cash out of your pocket.  The good thing about it is that you learn to manage your money better when you know that a good chunk of your paycheque has to go to keeping a vehicle on the road.  It gives you a taste of what it's like to pay the bills.

Also, notice I say OWN a car.  If at all possible, I encourage you to pay cash for your car.  I was very happy I did this with my first car when my hours at work were cut back shortly afterward and my expenses increased.  There is no way I would have been able to handle any debt.  When I purchased my second car, I was initially going to finance.  I thought I had no other choice.  I wanted a real nice car this time.  But since I was only working part time, the bank wouldn't grant me a loan unless I lied about my income (which I was actually told to do).  That wasn't an option, so I had no choice left but to save my pennies and wait until I could again pay cash and not get my dream car. I had also calculated that even if I legitimately met the bank's requirements for a loan, I would have had to choke my other spending to meet my financial obligations and that was not a burden I wanted.

I do see a downfall of having a car.  Yes, it allows me to keep my job and be independent, but I would have a hard time having this independence taken away.  There's something I'm very afraid of right now.  I have seen young couples get married and have to move down to one vehicle to cut expenses.  That would be extremely difficult for me.  But I would understand the reason for it.  I know how much it costs to keep a vehicle on the road.  If you never have your own car, you don't have to worry about that.

Some young women are very privileged and their parents buy them cars, or have one they're always allowed to drive.  I haven't had that luxury and I'm actually happy for that.  I value what I've been able to learn through owning my own cars.  Just please don't take it away from me.

Next Post: Manage Your Finances

Responsible Single: Learn to Drive

This is a post I'm going to try to keep brief.  I believe it's important that young women learn how to drive.  I'm not sure why, but driving is something that tends to scare some girls, and therefore they try to avoid it.  Some girls don't learn to drive for other reasons.  Sometimes they think they will always be able to get rides with other people wherever they need to go.  Other times, they don't have someone who is willing to take the time and lend the vehicle to teach them.  Whatever the case may be, I encourage girls to put aside their reasons or try to overcome their obstacles and do it anyway.

When you're young and you always have someone to catch a ride with, not driving doesn't seem like such a big deal.  But there comes a time when you can't always be dependent on others.  There are times when people won't be there to take you where you need to go or when doing so will come at a great inconvenience to them.  Also, as people become more dependent on others, I believe they start to lose their appreciation for what others do for them.  They begin to have unreasonable expectations and fail to give back.

Being able to drive tears down a lot of barriers and obstacles in life.  It's a lot easier to get a job when you're able to get there on your own.  It's also a lot easier to commit to other activities when you know you have a way of getting there.  It can eliminate a lot of stress and pressure in your life and in the lives of your family and friends.  In short, it makes life a lot easier.

If possible, I would encourage you to take a Driver's Ed course.  Yes, it's expensive and the prices only keep rising, but I was so thankful that I could learn to drive with someone who had the patience and skill to teach me well.  It was great to have someone who didn't freak out every time I did the littlest thing wrong.  One of the best things about the course was learning to drive on the highway with a trainer.  I know some women who drive, but will refuse to set wheels on the 400 series.  The combination of high speeds, thick traffic and changing lanes just seems to be more than they can handle.  I admit it can be stressful.  I often have a very tense neck after driving through a big city.  But it's a lot easier when you know how to do it right, and there are times when taking country roads is just not practical.

Yes, there are times when you will make mistakes.  I hope that none of them will cause bodily injury to anyone or cause you to be in conflict with the law.  I have made some mistakes, (one recently cost me dearly), and although there are times when I have been afraid of driving for awhile, I have never wished I had never learned in the first place.  I have always been thankful for the ability and I don't think it's something you would regret either.

My next post goes in hand with this one.  Stay tuned for "Own a Car".

It's Just a Car

Early on this year, it became evident that I would need to purchase a new car soon.  Up until last week, I drove a 2002 Mazda Protege5 I had purchased two years ago.  It was the first car I owned.  When I bought it, it had it's defects.  It had very high mileage, it was starting to rust, had some dents, and so forth.  But the interior was mostly in excellent condition and clean, which was very important to me.  It was small, yet relatively spacious, fairly fuel efficient and it nicely suited my needs.

Unfortunately, cars don't stay in the same condition in which you buy them.  The body continued to rust and people commented on it frequently.  I mean, it stood out.  Silver with burnt orange highlights.  But I didn't see it while I was driving it, and I can say it rarely bothered me that much.  In the two years I had it, I did have to do two repairs aside from tire changes and regular services.  After the last repair, I tried searching after a couple mechanics recommended finding something new.  I really only repaired it to buy time, since I didn't want to have to buy a car under pressure.

I had an ideal car in mind that I really wanted.  After about a week, it became evident that financing wasn't an option for several reasons and I would simply have to wait, work, save, and pray.  At the same time, God was convicting me in an area of my life which I felt to be very ill timed.  But I obeyed His Word, in hopes that His promise would be fulfilled in my life.  I have heard some great stories of God provision when people needed cars, and thought maybe God would do the same.  It didn't happen.  I simply had to be patient and use wisely what He was entrusting to me.

By this summer, my Mazda was in rough shape.  I got a cracked windshield, scratched the one side up, the body continued to rot, and now at 300k, it had an oil leak that was really leaving it's mark.  Knowing it wasn't worth it, I decided not to fix this car, so I started hunting again.  My hunt only lasted about a week.  I browsed Kijiji, explored my options, knowing I wasn't going to get my ideal car, but searching for good alternatives.  I have prejudices against certain vehicles, some perhaps without solid reason, so this made it a little more difficult, especially within my budget.

I found something that interested me, but I didn't think I could afford it.  Well, perhaps.  I tried hard to figure out how it could work, and decided that if I compromised my financial principles, you know, just a little, it could work.  After a few warnings, I decided against it, and I'm confident I made the right choice there.

I found something else right away.  It was a black 2005 Nissan Altima 2.5S.  It drove nice and looked good for the most part.  It had some interior defects that I was disappointed about though, and some body scratches. After a couple hours of browsing dealers and viewing what was available within my budget, my mind kept coming back to that car.  I waited two days, in which time I considered a lot of the pros and cons, and the cons started scaring me.  But I felt that I would get a quality car, so in the end, it would be okay.  The next week, I went to the dealer, and looking at it again, there was no doubt in my mind, I signed the papers and made the deposit. 

Now, I'm leaving out a lot of details here for the sake of time, length and privacy.  But things didn't transpire exactly as I had hoped.  The car wasn't ready when expected and not everything was done in it that I was told was going to be done.  When I picked it up, there was a glaring defect on the vehicle that I didn't see there before, and am pretty convinced was not there when I drove it the week earlier, although I can't be entirely sure.  The person who had looked at the vehicle with me couldn't remember if it had been there before, but it was pretty hard not to notice.  I was a little disappointed.  Driving home, it drove nice.  Quiet.  Much quieter than my old one, almost too quiet.  And I had to be really careful not to drive faster than I normally did.  When I got home, I found some questionable content hidden in the glove compartment, and decided to simply dispose of the evidence.  It did make me wonder though.  But a lot of the interior dirt and grime wiped out, so despite my disappointments on Day 1, there were things to be thankful for.

Day 2 was my first day being seen by friends in this car.  It felt kind of nice.  But I also couldn't show it off as proudly as I would have liked.  I thought it would feel better but it had some glaring defects I couldn't get past.  There had been some marks inside the car that had puzzled me and I did have ideas, but since there was no noticeable odour, I ignored the thoughts.  Then my friend mentioned cigarette burns.  He hit the nail right on the head.  I never asked the dealer if it had been smoked in and I couldn't smell anything, but now putting that and prior evidence I found together made me wonder even more.  What kind of car did I buy?  That evening, the engine light came on.  How convenient.

Day 3, I found out the car had a second paint job.  An experienced painter could immediately tell.  The paint had looked different to me, but it hadn't crossed my mind before.  It made me wonder why.  By the end of the day, I was totally depressed.  I couldn't even look at my new car and be happy.  It just left a sinking feeling in the pit of my stomach. I was completely deflated and felt like I would regret this decision forever.  I felt like I had thrown away everything I had worked for into a car that I now felt cheated by.

And then it hit me.  Materialism.  This was at the root of my depression.  I had bought into the world's way of thinking long before I had bought this car.  I wanted a car for more than for the sake of getting around, although that was very necessary.  I viewed a car as a status symbol, just like the rest of the world.  So when I bought a new car, I wanted it to be good.  Now, I'm not talking very high end here.  My ideal was rather very low in comparison to the luxury available.  I didn't even want a brand new car.  But I wanted something that was at least unique in my social circle.  I wanted something none of my friends had.  I wanted at least a few people to impress, even if just a little.

So I couldn't get my ideal, but I still wanted the best I could get for the money I had.  When I found the Altima, I felt kind of like I had done that.  But this car has not given me the joy I thought it would.  It made me a lot more depressed in three days than my rusty Mazda ever did.  That's because material things ultimately can't satisfy us. They were never intended to.

You can't buy a perfect used car.  I learned that the hard way.  Cars are not built to last and they will not stay in mint condition forever.  So why do I put so much value into it?  Why am I so depressed when I found out after I bought it that it didn't meet my expectations, when it had more defects than I initially saw?  I mean, I got it and found out it didn't even have keyless entry!  How annoying isn't that?

Face it.  A car can't give you joy.  A car does not make you a better person, a better Christian, or a better witness.  It doesn't actually make you cooler, or hotter, or rank you above others in your social circle.  They are not a measuring stick of your worth.  They don't stay perfect and you will never find a used car that is perfect.  Even if you buy a brand new car, or a brand new house, it won't stay in that condition for long.  It's not meant to, and it's not meant to satisfy you.

In the end, it's just a car.  It's purpose it to get you safely, efficiently, and preferably in moderate comfort from Point A to Point B and back again without problems.  No, it's likely not your best interest to buy a car with 400k, body rotting out, that will have a host of mechanical problems, and if you're like me, been the home of ten different pets.  It's definitely wise to invest in a quality vehicle that will effectively serve your needs and hopefully cater to at least some of your preferences.  I also sincerely hope you are successful in finding such vehicles than I have been.  But it isn't the most important thing in life.

A car won't make me happy.  Ultimately, joy and fulfillment is found in Christ.  I may end up regretting the decision I made, but I have my doubts that it will seriously affect my relationship with Christ.  Not unless I allow it to take an unhealthy hold on my life.  My friends likely won't love me more or less.  Neither will God.  It may cost me more in some areas.  I was prepared for that when I bought it.  But in the end, it is just a car.  I think I can live with it.